The “Ins” and “Outs” of Instant Funding

by kdizzle
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A red debit card in front of illustrated cash.

What’s the first thing that pops into your head when you hear “instant?” Is it pudding? Coffee? Instant Pot? An answer from Alexa? Well, ponder no longer because your new favorite answer could soon be Moneytree’s “Instant Funding*” service!

Moneytree’s Instant Funding* service is designed for busy people. It’s for people who make the most of their time and love finding more efficient ways to check things off that never-ending to-do list.

But how does Instant Funding* fit in, you may ask? It’s simple. If your transaction and debit card is eligible, this convenient new service lets you take the funds from your Moneytree transaction and put them straight into your debit card account. How’s that for instant? You’re in, out, and quickly on your way with no need to stop by the bank. Whether you use Moneytree to cash a check or for one of our many borrowing options, ask about Instant Funding* during your next visit.

“But why would I choose Instant Funding* versus just getting the cash?” Another great question! As much as we love cash, there are times when Instant Funding* makes more sense and can really come in handy. Take these scenarios for example:

No-Fuss; No Muss Convenience!

Well, first and foremost – it’s straight-up easy! Cash a check, take out a loan – skip the trip to the bank. We will put your money into your debit card account for you. Nuff said! 

But beyond that, Instant Funding may help out when time isn’t on your side. Read on!

Paycheck Predicament

Today’s payday (YES!), but you don’t have direct deposit, and your car payment’s due online TOMORROW. Oh boy! Without the funds from your paycheck in your bank account, you won’t be able to make the online payment on time.

Moneytree to the rescue! Most branches are open after the banks have closed. You can cash your paycheck and put the money directly into your account using your debit card, with, you guessed it – Instant Funding*! So take a big relaxing breath because you just handled that hurdle like an Olympian. Do you deserve a medal? We think so!

Car Trouble

What about this situation? Your car has been in the repair shop, and you’re getting tired of having to take an Uber to work. You finally get the great news you’ve been waiting for. Your car’s ready and running like new! The somewhat-inconvenient news … your payday isn’t for another week, and you need that car back pronto.

Again, it’s Moneytree to the rescue! You can borrow the money you need to cover the out-of-pocket deductible. However, you’d need Uber to get to the nearest Moneytree branch, so applying online is your best option (thank you, internet!). And the Instant Funding* service is also available for online borrowing transactions. No more waiting up to 3 days for the money to be sent to your bank. So from the comfort of your couch, you can apply online and, if you qualify, get approved in minutes. And with Instant Funding*, your money is available in your standard debit card account faster than it takes to spell U B E R!  So you pick up your car, pay your bill and rest assured knowing the funds are right where you want them. Win-win!


So if you find yourself in need of instantly receiving your Moneytree transaction funds into your debit card account, we’re here to help. Stop by any Moneytree branch or visit us online to learn more about Instant Funding.*

Looking for more information on Moneytree services? Read up on our What We Do page.

*Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Transactions that are solely Western Union wire transfer payouts are not eligible for Instant Funding. Processing times vary. In most instances funds are transferred in approx. 30-45 minutes, but can take longer. Moneytree is not responsible for bank, processor and other third-party posting delays or errors.

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The content contained in this article is for general informational purposes only. It is not intended as a substitute for professional advice, and you should consult with your own qualified professional advisor before making any decisions. All liability with respect to actions taken or not taken in reliance on the contents of this article are hereby expressly disclaimed. For more information, please see our Terms of Use.

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